How much will a negative item hurt my credit score?

According to and CNNMoney, even a single negative on your
credit could cost you over 100 points

  • Negative item
  • Score decrease
  • Late Payment
  • up to 110 points
  • Debt Settlement
  • up to 125 points
  • Foreclosure
  • up to 160 points
  • Bankruptcy
  • up to 240 points
  • Collection
  • up to 110 points
  • Hard inquiry
  • up to 15 points


Harry Jacobs is widely regarded as one of the experts in the field of credit, credit repair and credit restoration. His knowledge of Fair Debt Collection Practices and the Fair Credit Reporting Act make him a tremendous resource for consumers and consumer law firms.

Mr. Jacobs has provided Expert Witness work for more than 50 credit cases.

Mr. Jacobs is the host of The Credit Show on KDWN (101.5 FM and 720 am Beasley Broadcasting), host of The Credit Show podcast and frequent guest and credit expert on FOX 5, KTNV (ABC 13). And KSNV (NBC 3)

His knowledge and experiences are shared to a wide and varied audience across the country.

Buying A Car With Good Credit Is AWESOME!!

One of our many strengths is getting our clients the keys to their new car and saving them thousands on its cost!

Protecting Your Kids Credit

Every year more than one million children have their identity stolen and they don’t know until they’re old enough to care.

Get Home Loan Credit Scores For
Low Interest Rate!

Folks, the good news, nowadays.. you can get a mortgage in the 4% range, But if your credit scores are in the way to getting the keys to your new home .. it can feel like a lifetime away.

Let’s Lower The Interest Rates On Your Credit Cards!

Let Harry Jacobs tackle your creditors and lower the interest rates on your credit cards, and save thousands!

Harry Jacobs
Featured On TLC

Harry Jacobs is featured in this episode of Sister Wives helping yet another family get the negative items off their credit report.

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We Remove Negative Items
From Your Report

Late payments, foreclosures, bankruptcies, collections, charge offs, tax liens, credit errors and more!

See What Others Have Said About Their Experience With Credit Restoration of Nevada.


“Would you rather pay for a service upfront with the hope that it all works out or pay for it after you see the results you asked for?” asks Harry Jacobs. Credit Restoration of Nevada charges for results, hence its national popularity.

40+ Million Mistakes Costing Us Thousands

60 Minutes investigates the credit bureaus who control your scores in the midst of 40 million admitted errors costing Americans thousands in unnecessary interest.

Equifax Data Breach Worst Ever

“The hackers that stole 70 million Americans personal credit information will likely take credit for the the largest data breach up to this point in history,” states Mr. Jacobs.

5 Things You Can Do To Protect Your Kids & Sr’

The new number one complaint in the United States is now identity theft and that includes a million plus kids losing theirs.

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Suite 330 (Inside Cogburn Law)
Henderson, NV 89074