Banks and creditors have compliance departments and very strict rules about removing late payments. Much has been written about the approach of a goodwill letter to creditors–this is a process that simply doesn’t work.

The scoring process allows for a single late payment to cost you up to 100 points depending upon what your score is.

A single late payment can allow a bank or credit card company to charge you the highest interest rate allowed by contract–in some cases nearly 30%.  That same single late payment can be the difference between you being approved for a mortgage and being denied.

We have established an attorney assisted program which deals with the creditors directly to remove late payments.

We provide a unique approach to this problem and we can ensure deletion of your late payments permanently.

This program will work for

  • Mortgage lates
  • Auto lates
  • Credit card lates


Contact us for more information and pricing