How much will a negative item hurt my credit score?
According to CreditCards.com and CNNMoney, even a single negative on your credit could cost you over 100 points
- NEGATIVE ITEM
- SCORE DECREASE
- Late Payment
- up to 110 points
- Debt Settlement
- up to 125 points
- Foreclosure
- up to 160 points
- Bankruptcy
- up to 240 points
- Collection
- up to 110 points
- Hard inquiry
- up to 15 points
HARRY JACOBS - Founder / CEO

Harry Jacobs is widely regarded as one of the experts in the field of credit, credit repair and credit restoration. His knowledge of Fair Debt Collection Practices and the Fair Credit Reporting Act make him a tremendous resource for consumers and consumer law firms.
Mr. Jacobs has provided Expert Witness work for more than 50 credit cases.
Mr. Jacobs is the host of The Credit Show on KDWN (101.5 FM and 720 am Beasley Broadcasting), host of The Credit Show podcast and frequent guest and credit expert on FOX 5, KTNV (ABC 13). And KSNV (NBC 3)
His knowledge and experiences are shared to a wide and varied audience across the country.

Buying A Car With Good Credit Is AWESOME!!
ONE OF OUR MANY STRENGTHS IS GETTING OUR CLIENTS THE KEYS TO THEIR NEW CAR AND SAVING THEM THOUSANDS ON ITS COST!

Let’s Lower The Interest Rates On Your Credit Cards!
LET HARRY JACOBS TACKLE YOUR CREDITORS AND LOWER THE INTEREST RATES ON YOUR CREDIT CARDS, AND SAVE THOUSANDS!

See What Others Have Said About Their Experience With Credit Restoration of Nevada.
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Now I Understand Why My Credit Is So Important To Me
I thought I didn't need credit because I made plenty of money. Little did I know and Harry not only brought my scores up, but gave me a valuable understanding of my credits value.
Shanette
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Thank you Harry
I called Harry after seeing him on tv. I can’t tell you how glad I am and his staff was so nice.
Thank you again, Jaime P.
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Great Experience with Harry and his Team
Harry is God sent. My husband and I have Wanted a new home for years and Harry Jacobs made it happen!!
Thank you again, Leslie L.
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Just a Great guy who did what he said he was going to do
When I Found Harry I Was Renting, Didn’t Have A Credit Card, And Couldn’t Get Approved For A Lease On A Car… I Would Recommend Harry Jacobs To Anyone.
Mo From Henderson, NV
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I tried for months to fix my credit
Within 90 days Harry took my score from a 650 to a 720. Thanks again Harry.
James-NV

